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home
about
Schedule Appointment
Jason Roe
Reviews
service area
Contact Us
Home Purchase
Homebuyers Guide
West Cap Cash
Down Payment Assistance
Refinance
Heloc
Loan Options
Conventional Loans
Construction Loans
FHA Home Loans
VA Loans
Down Payment Assistance
Purchase Loans
DSCR Loans
Non-QM Loans
foreign national loans
Bank Statement Loans
Refinance loans
Jumbo Loans
Reverse Mortgage
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Resources
blog
Mortgage Calculator
mortgage newsletter
mortgage glossary
Loan Advisor App
Homebuyers Guide
Loan process
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Mortgage Basics
Application Checklist
Credit
Closing Costs
Appraisals
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Your Rate Broker — Mortgage Calculator
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Affordability
Purchase
Refinance
Rent vs Buy
VA Purchase
VA Refinance
DSCR
Fix & Flip
Affordability Calculator
Conventional
FHA
VA
USDA
Jumbo
Gross Income (Monthly)
Monthly Debts
Home Price
Down Payment
$
%
Loan Amount
Loan Term
Year
Month
Interest Rate (%)
Credit Score
620–639
640–659
660–679
680–699
700–719
720–739
740–759
760+
Prop Tax (Yearly)
$
%
Homeowners Ins. (Yearly)
PMI (Yearly)
HOA Dues (Monthly)
Purchase Calculator
Home Value
Down Payment
$
%
Mortgage Amount
Loan Terms
Year
Month
Interest Rate (%)
PMI (Yearly)
$
%
Property Tax (Yearly)
$
%
Homeowners Insurance (Yearly)
$
%
HOA Dues Per Month
Extra Payment Per Month
Refinance Calculator
Current Loan
Original Loan Amount
Original Rate (%)
Original Loan Term (yrs)
New Loan
Current Loan Balance
Cash Out Amount
Refinance Costs
New Loan Amount
New Rate (%)
New Term (yrs)
Refinance Costs
Include In Loan
Pay Out of Pocket
Rent vs Buy
Mortgage
Home Price
Down Payment
$
%
Interest Rate (%)
Loan Term (yrs)
Home Insurance (Yearly)
Annual Taxes
HOA Dues (Annual)
Annual Appreciation (%)
Renting
Monthly Rent
Rent Appreciation (%)
VA Purchase Calculator
Home Value
Down Payment
$
%
Loan Term (yrs)
Interest Rate (%)
VA Loan Usage
First Time Use
Used VA Loan Before
Exempt from Funding Fee
VA Funding Fee (%)
Property Tax (Yearly)
$
%
Homeowners Ins. (Yearly)
HOA Dues (Monthly)
Extra Payment Per Month
VA Refinance Calculator
Current Loan
Original Loan Amount
Original Rate (%)
Original Term (yrs)
New Loan
Current Loan Balance
Refinance Purpose
Cash Out Refinance
Interest Rate Reduction (IRRL)
Cash Out Amount
Refinance Costs
VA Loan Usage
First Time Use
Used VA Loan Before
Exempt
New Rate (%)
New Term (yrs)
Debt-Service (DSCR)
Property Value
Units
1
2
3
4
Unit 1 Monthly Rent
Annual Property Taxes
Annual Insurance
Monthly HOA Fee
Annual Utilities
Vacancy Rate
3%
4%
5%
6%
7%
10%
15%
20%
Loan to Value
70%
75%
80%
Interest Rate
6.000%
6.500%
7.000%
7.500%
8.000%
8.500%
9.000%
Origination Fee
0.00%
0.25%
0.50%
1.00%
2.00%
2.50%
3.00%
Closing Costs
Fix & Flip Calculator
Purchase Price
Renovation Cost
After Repaired Value (ARV)
Length of Loan
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
12 Months
Annual Property Taxes
Annual Insurance
Purchase Price LTV
90%
85%
80%
75%
70%
65%
Interest Rate
9.000%
9.500%
10.000%
10.500%
11.000%
11.500%
12.000%
Origination Fee
2.00%
2.50%
3.00%
Other Closing Costs
2.0%
2.5%
3.0%
3.5%
4.0%
Cost To Sell
1%
2%
3%
4%
5%
6%
7%
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Affordability Results
Monthly Payment
$0
Loan Amount
$0
Debt-to-Income
—
$0
per month
Principal & Interest:
$0
Taxes:
$0
Insurance:
$0
HOA:
$0
PMI:
$0
Home Value
$0
Down Payment
$0
P&I Payment
$0
Estimated PMI
$0
Enter your details to see your affordability summary.
Purchase Calculator Results
Monthly Payment
$0
Total Interest
$0
Payoff Date
—
$0
per month
P&I:
$0
Taxes:
$0
Insurance:
$0
HOA:
$0
PMI:
$0
Home Value
$0
Mortgage Amount
$0
Total Paid
$0
Total Principal
$0
Refinance Results
Current Loan
$0
Monthly Payment
Loan Amount
$0
Rate
0%
Remaining Term
0 yrs
Total Interest Left
$0
New Loan
$0
Monthly Payment
Loan Amount
$0
Rate
0%
Term
0 yrs
Total Interest
$0
Monthly Savings
$0
Break-Even (months)
0
Lifetime Interest Saved
$0
Rent vs Buy
Buying
$0
Total Monthly Cost
P&I
$0
Taxes/mo
$0
Insurance/mo
$0
HOA/mo
$0
Renting
$0
Monthly Rent
5yr Rent Total
$0
Home Value in 5yrs
$0
Equity in 5yrs
$0
Calculate to see your rent vs buy comparison.
VA Purchase Results
Monthly Payment
$0
Final Loan Amount
$0
VA Funding Fee
$0
$0
per month
P&I:
$0
Taxes:
$0
Insurance:
$0
HOA:
$0
Base Mortgage
$0
Down Payment
$0
Total Interest
$0
Total Paid
$0
VA Refinance Results
Current Loan
$0
Monthly Payment
Loan Amount
$0
Rate
0%
Total Interest Left
$0
New Loan
$0
Monthly Payment
New Loan Amt
$0
Rate
0%
Total Interest
$0
Monthly Savings
$0
Break-Even (months)
0
VA Funding Fee
$0
DSCR Results
DSCR Ratio
0.00
Loan Amount
$0
Monthly P&I
$0
Gross Monthly Rent
$0
Monthly Expenses
$0
Net Operating Income
$0
Cash-on-Cash Return
0%
Loan Details
Property Value
$0
Down Payment (LTV)
$0
Origination Fee
$0
Closing Costs
$0
Total Cash In Deal
$0
Fix & Flip Results
Net Profit
$0
ROI
0%
Loan to ARV
0%
Loan Amount
$0
Total Cost
$0
Interest Payments
$0
Borrower Equity Needed
$0
Cost Breakdown
Purchase Price
$0
Renovation Cost
$0
Origination Fee
$0
Other Closing Costs
$0
Cost To Sell
$0
ARV
$0