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#1 Wholesale Mortgage Lender In America

Talk to Jason Roe

+1 615-788-5350

loan options

Explore Loan Programs Tailored to Your Needs

Rate Advantage connects you with 180+ lenders, offering tailored loan options, lowest rates, and best terms for every borrower.

Loan Program Name

Best For

Key Features & Benefits

Conventional Loan

for competitive rates and flexible loan options

Competitive rates, flexible terms, lower costs, no upfront mortgage insurance

Construction Loan

New home builders

Funds construction costs, converts to permanent mortgage

FHA Loan

First-time & low-credit buyers

Low down payment, lenient credit requirements

vA Loan

Veterans & military families

No down payment, no PMI, flexible credit

Down Payment Assistance

Budget-conscious buyers

Minimal upfront cost, easier homeownership access

Purchase Loan

helps buyers finance the purchase of a new home

Low down payment, competitive rates, and flexible terms.

dSCR Home Loans

Rental property investors

Approval based on rental income, no personal income required

Non - QM Loans

flexible qualification options for borrowers

Flexible income verification, alternative documentation, and tailored loan solutions.

foreign national loans

Non-residents purchase property without a U.S. credit history.

No U.S. credit required, flexible documentation, and international buyer-friendly options.

Bank Statement Loans

Self-employed borrowers

No tax returns required, income via bank statements

refinance

Homeowners

Lower monthly payments, rate reduction, cash-out options

jumbo loans

High-value home buyers

Higher loan limits, competitive jumbo rates

reverse Mortgage

Seniors (62+)

Convert home equity into income, no monthly mortgage payments

USDA loans

Rural & suburban buyers

Zero down payment, low interest rates